AFL-wide cover through the JLT Sports National Risk Protection Programme.
The club has insurance cover via the JLT Sports AFL Football National Risk Protection Programme. This scheme covers over 90% of AFL football clubs in Australia, and every EDFL club is covered in the same way.
This insurance is tightly coupled with Medicare and any private health insurance you may have — it is NOT a replacement for either. It is merely an "extra" that provides some cover for non-Medicare costs that may occur.
Due to the practicalities and nature of health-care insurance, it is not possible for the club to provide separately for this type of insurance. Everyone in Australia is covered by Medicare, and this scheme complements that cover.
The Northern Saints carries the bronze level of JLT insurance cover.
Maximum claim payable under the policy.
Per claim.
If you do not have private health insurance, you are provided for via whatever Medicare covers you for, plus 50% of what are deemed "non-Medicare" costs for services covered under the policy.
If you do have private health insurance, and choose to use it, you are covered via your insurance, plus 50% of what are deemed "non-Medicare" costs for services covered under the policy.
The benefits of having your own private health insurance are a matter for you to personally decide and are tied to the policies of the government of the day — they have nothing to do with the club. You may also consider taking out personal injury cover to supplement the bronze level.
Anybody seeking to become part of the club should contact us or attend training at Charles Mutton Reserve.
